The digitalisation of payments has accelerated over the last decades with the internet and ever faster and cheaper computing. Now, many believe that decentralised finance (“DeFi”) offers fundamentally new possibilities for trading, payments and settlement. Moreover, for a few years central banks have launched work on what has been called retail and wholesale central bank digital currencies (“CBDC”). Concurrent to the rise of innovative technologies has been the advent of new terminology, which is widely used, but which often seems to be biased, confusing, or is used inconsistently.

Chocolate prices spiked amid very dry conditions in Africa. Chuck Fishman/Getty ImagesValentine’s Day often conjures images of chocolates and romance. But the crop behind this indulgence faces an existential threat.

Some Black consumers may be breaking up with Target this February.

Getty ImagesDonald Trump has already made good on his threat to impose an additional 10% tax on Chinese goods, and is due to announce a 25% tariff on all steel and aluminium imports into the United States.